Terms & Conditions
Terms and Conditions
Effective Date: [Insert Date]
Welcome to Financial Pain to Financial Gain! These Terms and Conditions (“Terms”) govern your use of our website, online course, and related services offered by Redeeming Ministries (“we,” “our,” “us”). By using our website or purchasing our course, you agree to these Terms.
1. Course Access and Use
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When you purchase Financial Pain to Financial Gain, you receive a personal, non-transferable license to access the course materials.
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You agree not to share, resell, or distribute course content without our written permission.
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We reserve the right to update or improve course materials to serve you better.
2. Payments and Refunds
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Payment is due in full (or according to your selected payment plan) before course access is granted.
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If we offer a refund policy, it will be clearly stated at checkout. Refund requests must follow the stated guidelines and deadlines.
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Failure to make scheduled payments (if on a payment plan) may result in loss of access to the course until payments are up to date.
3. Personal Responsibility
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Our course provides education and guidance, but results are not guaranteed. Your financial progress depends on your effort, decisions, and circumstances.
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We are not financial advisors or mental health providers. The course is for educational purposes and should not replace professional advice.
4. Community Guidelines (If Applicable)
If the course includes a group, chat, or community space:
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Treat others with kindness and respect.
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No hate speech, harassment, or harmful content.
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We reserve the right to remove members who violate community standards without refund.
5. Intellectual Property
All course materials, videos, and resources are the intellectual property of Redeeming Ministries. You may use them for personal learning only and may not copy, share, or reproduce them without written consent.
6. Limitation of Liability
We are not liable for any losses, damages, or financial outcomes resulting from your participation in the course. You are responsible for your own financial decisions.
7. Termination of Access
We may revoke your access to the course for violations of these Terms, unlawful use, or harmful behavior toward other participants.
8. Changes to These Terms
We may update these Terms as needed. The most current version will always be posted on our website with the updated effective date.
9. Contact Us
If you have questions about these Terms, please contact us:
📧 Email: [insert email]
📍 Mailing Address: [insert address if you have one]
Having said that, Terms and Conditions (“T&C”) are a set of legally binding terms defined by you, as the owner of this website. The T&C set forth the legal boundaries governing the activities of the website visitors, or your customers, while they visit or engage with this website. The T&C are meant to establish the legal relationship between the site visitors and you as the website owner.
T&C should be defined according to the specific needs and nature of each website. For example, a website offering products to customers in e-commerce transactions requires T&C that are different from the T&C of a website only providing information (like a blog, a landing page, and so on).
T&C provide you as the website owner the ability to protect yourself from potential legal exposure, but this may differ from jurisdiction to jurisdiction, so make sure to receive local legal advice if you are trying to protect yourself from legal exposure.
What to Include in the T&C Document
Generally speaking, T&C often address these types of issues: Who is allowed to use the website; the possible payment methods; a declaration that the website owner may change his or her offering in the future; the types of warranties the website owner gives his or her customers; a reference to issues of intellectual property or copyrights, where relevant; the website owner’s right to suspend or cancel a member’s account; and much, much more.
To learn more about this, check out our article “Creating a Terms and Conditions Policy”.